The Two-Page Policy That Settled Most Arguments
What our crypto payments policy says, why the auditor asked for one, and the sections we nearly left out.
Sep 26, 2026 · 2 minOne beginner, every mistake, written down. Every entry here is something that actually happened, written down soon after, including the parts that were embarrassing.
September 2026
A Year of Crypto in the Accounts, Reviewed
What our accountant said at the second year end, and the three things that made it straightforward.
Sep 23, 2026 · 2 minHow We Chose Where the Company Trades
Six questions in one email eliminated three of five venues before we compared a single fee.
Sep 17, 2026 · 2 minThe Conversation With Our Bank That Made Everything Easier
Fifteen minutes with the relationship manager, before the first settlement, and we have had no questions since.
Sep 12, 2026 · 2 minThe Client Who Insisted on Paying in Crypto
It was not about cost for them. Understanding why changed how I handle these conversations.
Sep 7, 2026 · 2 minWhat Crypto Payments Changed for a Consulting Business
A year of numbers: which invoices used it, what it saved, and where it made no difference at all.
Sep 1, 2026 · 2 minAugust 2026
Rechecking Our Providers a Year Later
Two had changed ownership. One had varied its permissions. Nobody had written to tell us.
Aug 28, 2026 · 2 minThe Quarterly Review That Takes Twenty Minutes
Who has access, which addresses are registered, and what the log shows. It has caught something every time.
Aug 23, 2026 · 2 minPaying a Supplier Abroad for the First Time
The transfer would have cost fifty euros and taken four days. What I did instead and what I had to check first.
Aug 17, 2026 · 2 minWhich Businesses I Know Actually Use Crypto Payments
A survey of people I know, and the pattern that explains who adopted and who did not.
Aug 13, 2026 · 2 minWho Sends First: The Question We Settle Before the Price
A counterparty who accepted our settlement terms at a small size and objected at a large one told us what we needed to know.
Aug 9, 2026 · 2 minWhy We Keep Two Desk Relationships
Not for pricing, though that improved. For the week our usual desk stopped quoting.
Aug 4, 2026 · 2 minJuly 2026
Deciding What to Do With the Balance Nobody Decided to Hold
We had several thousand in stablecoin for two months because nobody had chosen not to. Here is the policy we wrote.
Jul 29, 2026 · 2 minThe Invoice Template That Stopped the Problems
Seven lines, each one added after something specific went wrong.
Jul 25, 2026 · 2 minIntegrating Crypto Payments: The Part I Skipped
The happy path took an afternoon. The thing I did not build caused every support ticket for a month.
Jul 19, 2026 · 2 minThe Settlement That Arrived Two Days Late
One missed payout, an explanation that sounded reasonable, and the rule I made afterwards.
Jul 14, 2026 · 2 minI Worked Out What Our Payments Actually Cost
Not the card rate. Everything, including the transactions we could not accept at all. The number was larger than I expected.
Jul 9, 2026 · 2 minWhy We Stopped Keeping Everything in One Place
Not because anything went wrong. Because working out what would happen if it did was uncomfortable.
Jul 4, 2026 · 2 minJune 2026
The Custody Questions That Got Uncomfortable Answers
Nine questions to three providers. The ones they would not answer told me more than the ones they would.
Jun 29, 2026 · 2 minThe Crypto Card I Stopped Using, and What Replaced It
It worked fine. The tax record it generated was the problem, and one configuration change fixed it.
Jun 24, 2026 · 2 minI Read the Terms of Service. Two Clauses Changed My Mind.
Fifteen minutes on a document nobody opens, and it told me more than a week of comparing features.
Jun 18, 2026 · 2 minI Checked the Licences of Every Platform I Use
Five minutes each. Two did not check out, and one of them was holding a balance for me.
Jun 14, 2026 · 2 minAsking Three Desks for the Same Price at the Same Time
My first attempt at comparing quotes was useless because I did it sequentially. Here is what changed.
Jun 10, 2026 · 2 minThe Trade That Moved the Price Against Me
I placed a market order that was larger than the book could absorb, and watched it fill at progressively worse prices.
Jun 3, 2026 · 2 minMay 2026
I Measured Which Customers Actually Pay in Crypto
A quarter of offering it, without a discount, and the split was not what I expected in either direction.
May 30, 2026 · 2 minThe Bitcoin Payment That Took Forty Minutes
The customer had paid. Our system said unpaid. Nothing was wrong and it still cost us a support conversation.
May 24, 2026 · 2 minThe Network That Cost Twelve Times More
Same stablecoin, same amount, same client. The network choice changed the fee from under a dollar to over ten.
May 21, 2026 · 2 minWhy We Convert Stablecoin Immediately
Holding it felt harmless. Three reasons changed my mind, and one of them was the accounting.
May 15, 2026 · 2 minHow We Chose a Crypto Payment Provider
The question that eliminated three of five before we looked at a single fee.
May 10, 2026 · 2 minThe Refund Request I Declined, and Why
A customer overpaid and asked for the difference sent somewhere else. Everything about it was polite and I said no anyway.
May 5, 2026 · 2 minApril 2026
The First Client Who Wanted to Pay in Crypto
What I had to decide before saying yes, and the two things I got wrong in the first month.
Apr 30, 2026 · 2 minDo We Actually Need a Custodian? What We Worked Out.
Three questions decided it for us, and none of them were about technology.
Apr 25, 2026 · 2 minWhen We Outgrew the Shared Login
One account for the whole team seemed practical until someone left and we could not tell what they had done.
Apr 20, 2026 · 2 minMonth End Took a Day. Now It Takes an Hour.
What changed: separate wallets by purpose, a mandatory reference field, and a platform whose export actually reconciles.
Apr 14, 2026 · 2 minSetting Up the Company Wallet, and the Control We Nearly Skipped
Approval rules felt excessive for a team of four. The one we almost disabled is the one that would have mattered.
Apr 11, 2026 · 2 minI Compared Swap Quotes Properly for the First Time
Two minutes of arithmetic showed I had been paying about four times more than necessary on routine conversions.
Apr 5, 2026 · 2 minMarch 2026
I Sent It on the Wrong Network
The most common expensive mistake in crypto, made by someone who knew about it, and what actually happened next.
Mar 31, 2026 · 2 minExplaining Crypto Payments to My Accountant
The questions she asked, the records that satisfied them, and the export I now insist on before using a platform.
Mar 26, 2026 · 2 minInvoicing a Client in Crypto for the First Time
What I put on the invoice, what I got wrong, and the six lines that stopped it happening again.
Mar 21, 2026 · 2 minThe Bank Called About My Crypto Transfer
What they asked, what answered it, and what a colleague did wrong that cost him the account.
Mar 16, 2026 · 2 minGetting Money Out Took Longer Than Getting It In
The sale was instant. The bank transfer was not, and the first one triggered checks nobody had mentioned.
Mar 12, 2026 · 2 minWhat the Corporate Account Application Actually Asked For
The full document list, the questions that were harder than expected, and what I would prepare in advance next time.
Mar 7, 2026 · 2 minNine Days Waiting for a Verification I Could Have Done Earlier
A payment stalled because I hit a limit I did not know existed, during a week when it mattered.
Mar 1, 2026 · 2 minFebruary 2026
The Card Fee My Bank Charged That the Platform Never Mentioned
I compared providers on their fees and paid a larger one somewhere nobody told me about.
Feb 24, 2026 · 2 minBuying Crypto for the Company: Everything That Went Wrong First
The transfer bounced, the invoice was useless and the limit was lower than I needed. What I would do differently.
Feb 20, 2026 · 2 min